I heard that there is a gene that some people carry that is linked to breast cancer. Will my insurance cover it if it's just elective. I wasn't for sure how this worked.
Cancer - 4 Answers
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The Breast Cancer Gene test is expensive and most insurance company's will pay for it if necessary. Usually your mother should have the test - if she is negative then you and you siblings will be negative, and no other testing needs to be done. If she is positive and there is still a chance she did not pass it on to you. You will know if its in your family because you mom, grandma, aunts will all have breast cancer. No matter how you test negative or positive you will still need yearly mammograms.
I don't know about insurance as I live in the UK and our system is different. There are two faulty genes so far identified - BRCA1 and BRCA2. But it's unlikely that you would be referred to a specialist genetics services for gene testing unless you have a high risk of developing breast cancer - several blood relatives on the same side of the family who have had breast cancer. If either of your parents carries one of these genes, you have a 50% chance of having inherited it. If neither carries it, you won't. This link may give you the information you're looking for: http://www.breastcancer.org/risk/genetic/testing/
I did some research before I was tested. It costs about $1200 dollars and takes about 4-6 weeks to get the results. I was tested because I am a breast cancer survivor and so is another of my sisters as well as an aunt. I have 6 sisters and want to make sure everyone in my family takes care of their own health to the best of their ability. I do not have the known genetic mutations for breast cancer, However, there may be other mutations that can lead to breast cancer that have not been found yet. Other cancers run in my family, including colon cancer, Two of my sisters are also participating in the Sister's Study, a long term study of sisters of breast cancer patients.
Hello, Insurers try to limit this testing as it is expensive. You are probably talking about BRCA1 and BRCA2 genetic testing. Yes, any doctor can order it, but if you want your insurance to cover it you might want to talk with your carrier first. They will likely have criteria for covering it. Best Regards, John Di Saia MD
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